Practice Makes Perfect

Practice means constant use of one's intellectual and aesthetic powers. Perfect means ‘ideal, complete and excellent. ‘ proper planning and practice promote perfect performance. Practice depends on training and it means repeating an activity. Constant practice also sharpens talents. One has to follow certain qualities to be perfect. These are hard work, strong will and power, faith, tolerance, positive approach, self confidence and dedication. The quality that prepares one for all other qualities is practice. One should not stop practicing and be satisfied until one achieves perfection.Practice is a one and best way by which a person can achieve perfection. Practice makes one feel and understand the idea or thing again and again. The more one practices, the more errorless one becomes. He doesn't repeat the errors that were done previously. Practice begins from the cradle and ends in the grave. Right from childhood man practices various activities like talking, reading, wr iting, cooking, etc. The child practices speaking, first by learning the alphabets, then words, sentences and finally speech. The childs thorough practice reaches perfection in speaking.One cannot ride a bicycle or motor bike or drive a car at the very first instance. Man needs practice until he reaches perfection. The same method applies to other areas too. Pefection is necessary in every shape of life. Perfection in shooting is an essential quality. Practice is essential in law and medicine too. Surgery can be mastered by practice. Even the practice of cooking enables one to get the perfect taste one wants. Thus, from the kitchen , to the office, practice is needed to gain perfection in every field. A person cannot be perfect in every sphere of life. It is quite natural to have certain deficencies.One can practice repeatedly to lessen these deficencies. One may face difficulties during the coarse of practice. One should not feel dejected in such a case, he should overcome them ino rder to achieve perfection. Practice enables a person to reach the heights of success in all walks of life. Practice develops outstanding qualities in ones character. It not only brings perfection but also helps in building ones character. Thus, it is practice that makes a man perfect who can free every challenge in his life. So, remember ‘ A man is not fully perfect but practice makes a man perfect! ‘

Early Childhood Education Programs Essay

Early childhood education or preschool education is education for children in the early stages of their childhood before they join school. Several researches that have been conducted by neuroscientists, pediatricians and other stakeholders shows that the biggest portion of the brain architecture takes place in the early childhood years. Research studies have also found out that intellectual and emotional development is critical during the first three years of life. Maria Montessori was one of many educationists who believe that the foundation of human development is laid during the child’s early years. She declared that: The most important period of life is not the age of university studies, but the first one, the period from birth to the age of six, (Pandor, 2008 para. 3). Many other educationists assert that the quality of education is determined in the first years of a child in school. Early Childhood Education Programs Preschool education or early childhood education is a quality education and it is beneficial to children from all economic and social groups. Development of quality early childhood programs should be emphasized as it can be viewed as a social and economic strategy. Investing in these programs is therefore not only important to the child but also to the development of the state and the country at large. A research conducted by the National Institute for Early Education Research (NIEER) in five states of the United States found out that â€Å"quality public preschool programs produce broad gains in children’s learning and development,† (NIEER, 2005 para. 4). According to the same study, state funded programs were found to have significant gains regardless of the child’s ethnic or economic and social background. The effects of the preschool programs were estimated by testing the literacy skills, vocabulary and academic skills of the kindergarteners. A total of 5,071 children in 1, 320 classrooms were tested in either English or Spanish depending on the child’s strongest language. The impacts on mathematics, literacy and language were statistically significant compared to the children without the program. Vocabulary scores were 31 percent higher than gains of children without the program. On mathematical skills which included basic skills such as counting money, simple additions and subtractions, number concepts and telling time, the gains increased to 44 percent. In print awareness the gains were 85 percent greater for children enrolled in state sponsored preschool programs compared to the growth of children who are not enrolled (NIEER, 2005). According to the NIEER study, participants at the age of 20 years were more likely to have cleared high school if they enrolled for the preschool programs. They were less likely to have required remedial education and also less likely to have committed juvenile crimes which warrant arrests. With the unnecessary costs of remedial classes and expenditure for justice systems and in addition to the increased revenues, it was estimated that there was a return of $7 for every dollar that was invested. At 27 years of age, participants had gained a higher level of education and their earnings were higher than those who did not enroll for the early childhood school programs. The number of those who received the social services was significantly low and the numbers of arrests were fewer. These studies were carried out on children from lower socioeconomic backgrounds. The befits gained can be intertwined in the sense that once this child gains a higher level of education most likely the earnings will be high, consequently economic prospects will be high, improvement on financial decisions, improved health and housing (NIEER, 2008). An opportunity to live in a classroom community, interact and get along with people from various socioeconomic backgrounds can be considered as a social benefit for children from low socioeconomic backgrounds. Learning how to get along with others will result to improved social skills and emotional competence. These programs set a stage and give a child preparedness to enroll for the formal education. Apart from improving on their communication skills and getting higher scores in school tests, they have lesser behavioral issues once they enroll in the formal learning process. When a child goes through the pre kindergarten learning they succeed in school and become good citizens, earn more, commit less crimes and pay more taxes. â€Å"Every dollar invested in quality early care and education saves taxpayers up to $13. 00 in future costs,† (http://web. mit. edu/workplacecenter/docs/Full%20Report. pdf. n. d pp. 2). The success of the early child leaning relies heavily on the quality of the preschool programs. In an effort to improve the schools and the learning process, most states in United States have established public preschool programs to cater for less privileged and disadvantaged. Most of these programs are established on the principle that early intervention will help the child unleash his full potential. For example the mission for Head Start is â€Å"to ensure that no child in America is trapped in poverty’s grasp,† (United Way of America, 2005 pp. 1). These programs have been criticized and their effectiveness has been questionable. From the findings of NIEER (2005) studies, â€Å"vocabulary gains were three or four times greater than those in the Head Start study,† (para. 9). In spite of this big difference in performance, such aspects such as the class size and the length of day remained the same. This difference was attributed to high educational qualifications and good remuneration for teachers in state funded pre-kindergarten programs compared to Head Start. Almost all state funded programs studied in the five states required teachers to be licensed, have a certification in early childhood education and be a holder of a BA degree. In the case of Head Start the requirements half of the teachers were required to have a two-year Associate’s degree while the rest to have a Child Development Associate (requires only 120 hours of training to acquire CDA credential) or an equivalent (LIFESTYLENIEER, n. d). Abbot, another preschool program in New Jersey was established to serve the highest poverty districts within the state. Substantial resources have been invested in the school and NIEER annual report rated it as one those with highest quality standards nationwide. According to the Abbot preschool program longitudinal effects study by Frede et al (2007), â€Å"the results presented provides clear evidence that by participating in a high-quality program regardless of auspice, children are improving in literacy and math at least until the end of the kindergarten year,† (pp. 35). It therefore remains clear that high standard and accountability are key factors to the success of these programs. Recruitments of qualified and well educated teachers as has been observed in performing preschool programs are instrumental in guaranteeing good quality. These teachers must be adequately compensated to boost their morale and hence increasing productivity. The classes should be manageable. This can only be achieved by having a reasonable child to teacher ratio. Finally there should be strong supervision to ensure that standard and quality of learning is uncompromised. Conclusion All children are entitled to quality education. From the studies conducted a disadvantaged child is likely to gain more from preschool program. If these programs are expanded more disadvantaged children will enroll and they will develop positive peer effects when they enroll for the formal school learning. â€Å"Failing to invest sufficiently in quality early care and education shortchanges taxpayers because the return on investment is greater than many other economic development options,† (http://web. mit. edu/workplacecenter/docs/Full%20Report. pdf. n. d pp. 2). There should be universal large-scale and state wide programs to benefit the minority and the poor. Reference: Early Childhood Education for All, a Wise Investment, retrieved on 20th July 2008 from http://web. mit. edu/workplacecenter/docs/Full%20Report. pdf. Frede E, Jung K, Barnett W. S, Lamy, C. E & Figueras, A. (2007): The Abbott Preschool Program Longitudinal Effects Study (Apples). Retrieved on 20th July 2008 from: http://nieer. org/resources/research/APPLES. pdf LIFESTYLENIEER (n. d): Economic Benefits Of Quality Preschool Education for America’s 3- And 4-Year Olds. Retrieved on 20th July 2008 from: http://nieer. org/resources/facts/index. php? FastFactID=6 Martina, A (2008): Column: Early Connections Are Key For Infants To Thrive. Retrieved on 20th July 2008 From: http://detnews. com/apps/pbcs. dll/article? AID=/20080715/OPINION03/807150398/100 National Institute for Early Education Research (NIEER) (2005):New Study Shows High Quality State Pre-K Programs Improve Language and Math Abilities of Children of All Backgrounds: State Programs with Higher Teacher Qualifications Outperform Head Start , retrieved on 20th July 2008 from http://nieer. org/mediacenter/index. php? PressID=46 Pandor N (2008): A call to focus on firm foundations for learning, Journal of Education, Vol. 8. Issue No. 11, pp 21-27, Retrieved on 20th July 2008 from http://www. anc. org. za/ancdocs/anctoday/2008/text/at11. txt United Way of America (2005): Early Childhood Education, retrieved on 20th July 2008 from http://www. liveunited. org/_cs

One Foot in Eden Essay

It is impossible to go through life without making any. What we choose can define us, can close off a part of our life that, had we chosen differently, could have led to something completely different. Many things can influence our choices, from morals, to peers, to experience. Usually, it is our own morals and opinions that decide what we do. How we were raised, what we were taught, and what we have picked up along the way. Family plays a large part in our decisions. Many people think about what someone in their family would do when faced with a difficult decision. In One Foot in Eden, Amy weighs the pros and cons of sleeping with Holland to get pregnant. She carefully thinks about what her husband would do if he found out. This may be a bad example, as she decides to sleep with him anyways. Also, simple things that we learn in school allow us to make informative judgments. Peers also play a significant role. It is almost human nature to please others, or to fit in. Something we would not normally do, we do to make others like us. We might also refrain from acting a certain way that might prevent others from accepting us. This is why it is common that teens begin smoking, or doing some other dangerous habit, all to â€Å"be cool. † Our experiences shape many of our choices. If we know from experience that we will get a bad or painful response to an action, we avoid that action. We will also repeatedly make choices that produce a good or pleasant effect. We face many obstacles by trial and error, and if we have done something before, we know what actions elicit what responses. In conclusion, our choices, whether they are made from our experiences, our peers, or our morals, immensely affect our lives. The factors that influence our choices, be they good or bad, are directly related to the outcome of those decisions.

Organizations and behavior Essay Example | Topics and Well Written Essays - 2750 words

Organizations and behavior - Essay Example For this purpose they focused on the hierarchical structure of the organization. The hierarchical structure followed by the company exhibits a Tall structure. The number of personnel reporting to each manager tends to be lesser in case of Tall structures. This results in better opportunities for the superiors to monitor and supervise the activities of the subordinates (courses.jonesinternational.edu, n.d., p.185). The employees of the organization played no role in designing and running the production lines. Also the organization followed the Taylorist style of production which refers to the mass production system. The Taylorist production approach was established by F.W.Taylor, who gave birth to Scientific Management. His school of thoughts is termed as Taylorism. Taylorism believed that any job can be learnt and taught. This theory treats the humans like machines and proposed that for the achieving higher production the management must eliminate inefficiency from its functioning. H owever, this theory completely neglects the usual complications that happen within a normal human being (Boyd, n.d). Taylorist production style supports the assembly line system where each worker performs the same task repetitively. Here the concept of division of labor was given significance and people started getting experienced in a certain domain while the rest of the production system remained unknown to them. A strict supervision policy was maintained within the organization which created distance between the management and the employees. The repetition of same task created frustration among the workers. The quality of work started to decline which affected the management adversely. In turn the employees were threatened and scolded which ultimately resulted in more and more employee turnover. The theories which were employed to channelize the changes within the organization made the Hawk Car Company to eliminate the tall hierarchical structure and instead of that, they introdu ced Adhocracy. The adhocracy structure is characterized by dynamic and organic units which have limited standardization and formalization, and is inclined toward decentralized decision making. These units are associated with least routine task and lower vertical differentiation which encourage greater responsiveness and flexibility among the employees (Robbins and Mathew, 2009, pp 199- 200). The management also took vital steps towards training the employees in such a manner so that they can gain knowledge about the entire production system. The workers were provided with the opportunity to grow in their position by better performance. The new management style took great care of the employee’s personal lives too and helped them in solving those to the possible extent. The aim of this remodeling decision was making the workforce competent and motivated about studying the process of manufacturing of the whole car and not just learning some specialized functions. These changes m ade the jobs entirely interesting and the employees felt free to approach their seniors in any case of complexity. The managers also took care of the issues arising regarding the work and paid full attention toward its solution. Team work and motivation played an important role in rectifying the conventional organizational structure that the company had been following for the past years. Question 2 McGregor suggested two management styles according to which managers regarded the work potential of their employees.

The labor party under Tony Blair and Gordon Brown has been blamed for Essay

The labor party under Tony Blair and Gordon Brown has been blamed for letting the market be controlled by capitalism - Essay Example Though Cameron blamed Labor for excesses of the recent years for what he termed as turning a blind eye to corporate excesses, the idea of a responsible capitalism was the main agenda behind Cameron’s campaigns. The main question is whether there is any rationality in advocating for a more responsible capitalism, or if here are any ethics and moral standing in capitalism. Keat (2009) argues a distinct ethical consideration has a crucial role in political reasoning. This is against the neutralist restriction of legitimate grounds regarding state actions on moral considerations of rightness. In other words, legal considerations must involve not only the matters of justice, but also the distribution of social wealth, opportunities in life, and the general survival chances. This implies; an ethical system has to be concerned with the pursuit of collective goals, and safeguarding the same good in the country. Therefore, the main question is whether â€Å"let capitalism rip ideology † under conservative party meets the above conditions. Herbermas (1996) states that there cannot be any possible exclusion of ethics from politics, but any political ideology has to be based on nature of ethical reasoning in which the concept of identity and self understanding are central. Ikerd (2008) elaborates the most basic law of science portray that unrestrained capitalism cannot by any chance be sustainable. In other words, according to Ikerd, all economic activities are naturally individualistic; as in capitalism there is no any economic incentive aimed at doing anything for the sole benefit others, and does not offer any thought towards the future generations. This means that any market system has to involve sustainable resource utilization and has to be mindful of each and every individual including the generations to come. Gray (2008) notes while a free market are the best type of market in advocating ethics and morality due to a direct link between contribution and rewards, free markets can corrode some characters while still enhancing others. Therefore, the results of a free market according to Gray will depend much on how one envisions life. Moreover, the thought that free markets emerge spontaneously with the removal of state interference in the market has been vehemently opposed. Therefore, free markets according to Gray do not indicate the absence of a government. In other words, in free markets, the markets depend on a system of laws, which decides what is to be traded or not. Hence, free markets due to presence of stringent of laws governing what is to be traded always involve an aspect of moral constraints policed by governments, and depend on property rights that are created and enforced by the government. Free markets have however led to loss of efficacy and productivity due to redistribution of wealth through taxes. All the same free markets are equivalent to having values in businesses so that organizations operate to standards of moral concepts in a pluralistic society (Griffiths n,d). Therefore, the market fundamentalism proposed by the rightwing was a harsh market dogma that erodes the market of the sustainability and responsibility befitted in a free market with its constraints and limitations. The core of the dogma, which was the assertion that such removal of government control in

Critical Reviews of Literature Essay Example | Topics and Well Written Essays - 1000 words

Critical Reviews of Literature - Essay Example This resource is relevant to my study because it highlights that investigation on appraisal has brought up matters concerning the validity of English language learning classification practices and policies. It goes on to argue that incorrect classification of English language learners can cause unfounded evaluation and coverage, and inapt levels of instruction. These concerns can play a part in the inconsistent representation of English language learning in special education course groups. Moreover, the objectives of the resource are to assess matters associated to the soundness of present English language learners sorting and confer how this information may be utilized to enhance imminent English language learning classifications systems, empirical indication of the validity of English language learning classification, and a profound debate of the proposition of the study (Abedi, 2008). Dekhinet, R. (2008). Online enhanced corrective feedback for ESL learners in higher education. Co mputer Assisted Language Learning, 21 (5), 409-425. This case study looked at the usefulness of online enhanced corrective feedback for English as second language learners. The research utilized both qualitative and quantitative strategies. The study utilized both and end-project survey and assessment of discussions of peer tutors and students. This study is connected to my study in that one of the contributors, Dekhinet, remarked that the work supports the employment of technology to advance language learning but a small number of researches reported on the quality of relations for English as second language learners. The research was established to evaluate the quality of online discussions, the perceptions of students, and their challenges. Those who took part in the research were taken from the Language Centre of the University of Dundee. The participants were made up of Indian, Italian, and Chinese learners. In addition, instructors were taken from the University of Dundee. A l arge number of the instructors came from Scotland and were highly knowledgeable in online and technology instructions. Moreover, the research relates to my study because it asserts that investigations have indicated that extra social connection is essential in advancing language acquisition. Online enhanced corrective feedback for English encourages tutoring for learners to acquire language techniques by using Vygotsky’s theory where proficient students scaffold unskilled students. Online techniques comprise email and instant messaging. Instant messaging utilized approaches from negotiated meaning. This is where peers and learners comprehend things by modified interaction (Dekhinet, 2008). Diaz-Rico, L. T. (2008). A course for teaching English learners. New York: Pearson. The book provides approaches meant to furnish instructors to work with English language learners, harmonizing elementary principles with realistic class room approaches. In addition, this resource is connect ed to my topic of study as it gives background standards underlying the socio-cultural, linguistic, and cultural contexts and basis of learning, together with a wide range of class room techniques for English language development in computer-aided instruction, listening, reading, writing, and speaking. In a similar way as learners, technology can be effectively utilized with English lang

Juvenile Justice Module 8 Online Essay Example | Topics and Well Written Essays - 500 words

Juvenile Justice Module 8 Online - Essay Example In juvenile justice system parents, social workers and probation officers are involved in the process to achieve positive results and avoid any further crimes by children. The juvenile probation is the centre of juvenile justice system. Probation is the tool used by juvenile justice agencies. It is an informal monitoring of youth and avoiding their involvement in serious crimes. The main responsibility of juvenile probation is safety and protection of public from crimes. The juvenile probation practices must be mission-oriented, performance based and result-oriented. Many probation skills and approaches are used. In this probation practice, the offenders are supervised in their schools. This practice is useful in the sense that the children spend the majority of their time in school. The probation officer finds himself in the position of better monitoring of the juvenile offenders. In this practice he has more contact with the youth and able to see behavior of the offender with his fellows. This practice also will help the youth to become more attentive in school making a good student. A study revealed that school based probation results in better academic performance, less crimes and increase in school attendance. This study was carried on 75 randomly selected offenders. The most important goal of the juvenile justice system is to change the young people. The purpose of this practice is to make the offenders good citizens following laws and regulations. The probation officers play an important role in rehabilitation of the youth. For this purpose the probation officers help in develop the working skills and learning skills. The skills which are needed to make peaceful and useful citizens. The offenders also need to change the way they think and make decisions. Their way of thinking is changed by cognitive interventions. The need is assessed and goals are set accordingly and then the skill building programs are made. It is important for the offenders to

Individual vs group incentive plans Research Paper

Individual vs group incentive plans - Research Paper Example The incentives can cause different levels of motivation to the employees; hence, creating a common objective in the long-run. From a human resource perspective, setting of individual goals will prevent the hiring of extra employees to perform the same task. The human resource department can also monitor the workers individually by introducing incentives and performance contracts. The individual plans will also reduce the cost incurred in dealing with human resources. Secondly, the employees have personal responsibilities over their outcomes. From an organizational view, the firm incurs benefits since it can specifically highlight the workers that do not meet the set standards. As a result, the workers will acquire the potential that is required to meet departmental goals and objectives. A human resource perspective shows that the presence of individual control will reduce the need for supervision in the firm. The workers will be solely responsible for their actions and will be aware of the repercussions. On the contrary, the individual incentives also incur disadvantages. For example, the plans do not lead to a healthy competition among the employees (Gneezy, Meier and Rey-Biel 195). The incentives may tend to favor some of the workers rather than others. Employees in the higher ranks may be issued with valuable motivation packages; hence discouraging those in the lower ranks. Moreover, the human resource department may also incur more costs to support all the workers through the incentive plans. Group incentives include the rewarding programs for collective performances. They are preferred due to various advantages to the human resource section and the organization at large (London and Oldham 37). Firstly, from an organizational perspective, the plans ensure that group objectives are met without any setbacks such as unskilled workers. The plans

Understanding Children's Behavior Essay Example | Topics and Well Written Essays - 3250 words

Understanding Children's Behavior - Essay Example Understanding Children’s Behavior Any growing child needs basic in order to adapt to the tenets of this life. In today’s schools, students with behavioral, emotional, and social difficulties have graced the current educational backyards and posed a great deal of problem to the teaching staff (McCall, 2004). Are these maniac types of students subject to rejection in schools or is it a challenge the modern educational system should address amicably? The truth though is that children’s with special emotional needs have come as the problem of the day in many schools. In support of such students and their parents, the government educational agencies have taken it their mandate as teachers’ response to such behaviors deems not very effective (Cook, 2006). These students’ have to be included in the mainstream schools. Their stay sees unrelenting application of palatable government adoptive policies, which has been termed as Inclusive Schooling. The facilitators of these policies are the teachers as they form the direct conduct with these behavioral kids. The beliefs, values, and attitudes of the teachers are much more of a necessity since the fate of such a kid is in his hands. This paper examines what balance is necessary between the practitioners and the sect of students with physical and medical needs, to those with moderate learning difficulties in mainstream schools.... With everyday interaction, there have come a number of issues destabilizing the professionalism of teachers. The effect of dealing with such students can as well affect the production of any professional teacher. These students pose as a problem and much of time consumed in addressing their behaviors. This is an expense if there are other kids who are morally correct and ought to learn with little distraction (McCall, 2004). Teacher perception, feeling of frustration and mistrust between a teacher and such a distractive kid are some nuggets that crop-up in a professional in encounter with such students. Every child develops with ambitions especially in early days of schooling (Frederic, 2011). According to Kolb & Hanley-Maxwell (2003), a teacher who handles a large group of intellectual diverse kids knows exactly the progress and capability of each child. If a child or a student develops some uncharacteristic behaviors, the teachers approach to the student and the class is as well af fected. This is perception. It is in line with the teachers’ professional teaching and helps make the learning process a success. How a teacher perceives a child generally depends on his conduct and behaviors. Professionally, teacher perception of school and general life pegs on a motivational plat-form. His perception encourages the livelihood of the students’ school life. The teacher to greater extend pose as parental guiders unto to the students. The students in return create an emotional attachment especially if the teacher has an interesting charisma (Vulliamy & Webb, 2003). The teacher perception on his students is paramount to the role he performs to academically guiding the students. It posses a challenge if any student with

The Effect of Deregulation Policies Essay Example for Free

The Effect of Deregulation Policies Essay 1.1 Background of the study Organization, corporations or establishment, just like the governments are governed by rules and regulations, in the same way every economy set out goals, which it achieves, through various means. Vibratory and fiscal policies are the stimulant to any nation economic development, especially with regards to Nigeria. However, in this study, the attention of this is mainly on the influence of deregulation on banks profitability in Nigeria. The discussion on the deregulation can be effectively carried out without understanding what monetary policy is all about. In this content, monetary policy could be defined as a policy which deals with discretionary control of money supply by the monetary authorities in order to achieve stated economic goal of society. The performance of the Nigeria economy has on the decline for a long time now. However the central bank has been issuing series of policies through which she tries to stabilize price in the country. The central bank which came into operation since 1959, has introduced monetary measures for the achievement of the national economic objectives, which range from the maintenance of a health balance of payment control or moderation of inflation through the acceleration of the peace of the economic development to the stabilization of the exchange rate of naira with foreign currencies. Deregulation could be defined as the removal of the unnecessary control which tends to inhabit or prevent the effective and efficient programme of economic and business activities. The regulators and deregulation in the banking sector/ industry have favored some banks while some other banks could not stand the weir of constant changes in the monetary and banking policies. However, deregulation goes with its merit which includes; the removal of inhibiting controls on economic activities, encouragement on investment and assurance of efficient allocation of resources. Over the years, Nigeria economic has witnessed changes in its economic policies. These changes have been carried out by the government and the monetary, growth and development these changes in policies have taken different sectors of the economy, directly including the banking industry. The financial sector and the banking industry in particular, due to its critical position and functions in the economy, have been the major focus of economic reforms. Reforms in the banking industry have taken the form of regulation and presently deregulation prior to 1952: banking industry was devoid of government interference this period regarded by financial operation and analysis as the era of free banking. It was characterized by free entry and exit with minimum of regulated of activities of operations. However, the laissez fair attitude contribution to early bank failure experienced in the industry between the activation of banks given its role as financial intermediaries (claiming saving to investments) in order to build a second and viable financial system. Also, regulation is used to correct distortions in the pricing mechanism of market forces. The country of the activity of the Nigerian banking industry stated with the enactment of the banking ordinance of 1952, which was followed by the central bank act of 1958, the exchange control act of 1962 and the banking act of 1969, the aims of regulation and economic efficiency and effective allocation of resources sometimes, the aims are not fully realized and experience has shown, especially in developing countries, that exclusive control by the stagnation. This is what happened in Nigeria in the early 2008 when the country was facing economic crisis of general rise in price of goods and services, unemployment, external debt problem , fall in total output and dividing revenue caused by fall in oil price. In other to overcome these economic crisis the country in 2007 to 2009, adopted a form of structural adjustment program (sap) with the objective of sustaining economic growth and development, price stability, exchange rate stability, prevention of unemployment and appreciable if not level of employment. These objectives were to be achieved through a determined price system and deregulation of economy. Deregulation is regarded as a major policy or strategy for revitalizing the economy. This is based on the fact that determination which embraces the removal of inhabiting controls on business and economic activities, will encourage competition, increase the level of investment and efficient allocation of resources. The financial sector and the banking industry in particular regarded as the oil that keeps the wheels of economy moving, has continued to experiences the force of deregulation in different areas of it operations. The deregulation of the industry started in 1987, with the liberalization of interest rate. The reform exercise has affected other areas of banking activities, against this background. The study will focus on the deregulation on the banking industry, process of deregulation, dimensions of deregulation, evaluation of reforms and effects on the banking industry. In the process of analysis, reference will be on the zenith Bank plc and Diamond Bank plc. 1.2 Statement of the problem: The banking industry, due to its intricate nature has been encountering problems, such as capital inadequacies, excessive liquidity, bank distress and subsequent legibility in order to minimize and eradicate most of these shortcomings there have been constant manipulations of strategies with the aim of strengthening the base of the banking industry. To overcome the above mentioned problems, then these questions will be considered:- i. How has regulation and subsequent deregulation affected the performance of the banking industry? ii. Have the banks performed better in term of profitability maximization of customer’s welfare and shareholders wealth as well as affected the economy positively under deregulation. iii. Should deregulation be supplemented with regulation in order monetary authorities to be able to achieve their aim and objective? In other to achieve the government objectives, monetary policies and other banking regulations must be implemented. The banking industry which is a major participant in the implementation of government regulation and deregulation faces some problems in its performance which for their study is measured in terms of profitability. This research therefore is to evaluate the impact of deregulation policies on profitability of banks in Nigeria. 1.3 Purpose of the study. The writers want to ascertain the effect of deregulation on the performance of banks, particularly on their profitability. The study will deal at length with the various Operational component of the banking activities which deregulation has affected. The study is aimed at i. Investigating the need for changes in banking deregulation policies. ii. Investigating the range of policies, that has been implemented within the period of study (1999-2009). iii. Determine the instruments of banking deregulations that should be used to ensure profitability and growth in the banking industry. To enhance the study, zenith bank plc and diamond bank plc will be used as reference banks. 1.4 Statement of hypothesis Ho: Deregulation has no direct effect on banks profitability H1: Deregulation has direct effect on banks profitability. 1.5 The scope of the study. The study covers the period of deregulation in the country but with in- depth study of what happen in the banking industry between 1999-2009. The activities of the supervisory and regulating authorities, during their period will also be examined, As well as how deregulation of the industry has affected profitability of the banks. The commercial banks selected for study are zenith bank plc and diamond bank plc. The choice of this bank is necessary since they have passed through all the area of banking policies in the country. 1.6 The significance of the study. Banks, be they commercial, deregulation or mortgage in every economy, ensure that profit is made through their credit facilities, as a result of the prevailing regulations, instituted by the regulatory authorities. This work will go a long way by helping the banks know the appropriate time to give loans. Also, it is the belief of the research to the already existing literature on the impact of deregulation policy on the profitability of the banks in Nigeria. Moreover, this work will have positive influence on educational studies and will aid other researches 1.7 Definition of terms i. Deregulation: is the removal or simplification of government rules and regulations that constrain the operation of market forces. In other word is the reduction or elimination of government power in a particular industry usually enacted to create more competition within the industry? ii. Policy: a policy is typically described as a deliberate plan of action to guide the decision and achieve rational outcome. iii. Profitability: profit generally is the making of gain in business activity for the benefit of the owners of the business. iv. Banks: a bank is a financial intermediary that accepts deposit and channels. Banks are a fundamental component of a financial system and are also active player in an economic. v. Economy: Economies consist of the economic system of a country or other area, the labour capital and land resources, and the economic agent. vi. Rationale: the term rationale may refer to as the explanations on the basis or fundamental reasons for something. A justification or rationalization. vii. Interest rate: an interest rate is the price a borrower paid for the use of money they borrow from the lender, for instance a small company might borrow capital from bank. viii. Structural adjustment program: is an economic policy which countries must follow in other to qualify for new World Bank and international monetary fund CHAPTER TWO Literature Review 2.1 Introduction Over the years many outstanding scholars have conducted extensive studies on deregulation policies and financial system. In this chapter the researcher discusses briefly some of existing literature on deregulation policies and financial system. This chapter covers the overview of the Nigeria financial system, the Nigeria Banking system, an overview of commercial banking in Nigeria, problem of deregulation policies and lot more. 2.2Overview of the Nigeria financial system. The Nigeria financial system could be seen or defined as a set of rules, regulations, financial arrangements, institutions, agent and other mechanism whereby they relate to each other within the financial sector and the rest of other sectors of the economy†. Furthermore, financial system could be defined as a conglomerate of various institutions, market, instruments and operations interact within any economy to provide financial services (CBN 98/06 pi). These services provided may include resource mobilization and allocation, financial intermediate trade among others. In Nigeria, the financial system has undergone remarkable changes in terms of ownership structure, the instruments employed, the number of institution established, the economic environment and the regulatory framework within which the system operates the Nigerian financial system is made up of regulatory/supervisory authorities as well as banks and non-bank financial institutions. The federal ministry of finance(FMF), central bank of Nigeria (CBN), Nigeria deposit insurance co-operation (SEC), national insurance commission (NIC), federal mortgage bank of Nigeria (FMB.N) and the national board for community banks (NBCB) are the regulatory and supervisory authorities, in Nigeria through the CBN report to the presidency through the federal ministry of finance in all monetary matter it has effectively assumed the leadership of all banking institutions in the financial system. To this effect, the CBN has the responsibility for the control and supervision of all commercial, merchant and co mmunity banks, people banks finance house, development banks and all discount house and other (ibid ppi-2) In recent times, the Nigeria financial system has witnessed some changes. Among these changes were financial malpractices in banks decree no.8 of 1994. The decree was promulgated to facilitate the prosecution of those who contribute to the failure of banks and to recover the debits used to the failed banks. Also, the inauguration of the financial services regulatory coordinating committee (FSRCC) by the central bank of Nigeria in 1994 to coordinate and standardize the regulatory policies of all financial institutions in the system. This committee is to ensure some level of co-operation among the regulatory agencies. However, in 1995 above, three (3) decrees were promulgated to further regulate the financial system. These were the money laundering decree, the Nigeria instrument promotion commission decree and the foreign exchange (monitoring and miscellaneous provision) i.e Decree no.3, no16, no17 respectively. The aim of decree no.3 is to prevent drug money and other illegally required asset from entering into the financial system, so that the damaging effect of such monetary injection is forestalled. This decree stipulated limited amount of cash dispositions or payment to be made or accepted in our banks to N500, 000 (five hundred thousand Naira) for an individual and N 2,000,000 (two million Naira) for a corporate entity, unlike the institution before this decree when one was forced to pay in or withdraw any amount of cash from the bank. The Nigerian investment promotion commission is challenged with the responsibility of encouraging. Promoting and co-coordinating investment activities in Nigeria. The commission is also empowered to institute and support the measures that would enhance the investment conditions for both Nigeria citizens and foreign investors too. On the other hand, the foreign exchange decree no.17 answers the CBN with the approval of the finance minister to issue guideline to regulate the producers for transaction in the ministry to market as well as other matter, which may enhance the effective operations of the market. The decree provides for any convertible foreign currency to be traded in the foreign exchange market. In 1994, the central bank of Nigeria –CBN decree no25 both of 1991 was amended. This includes the withdrawal of autonomy of the CBN with its supervision placed under the federal ministry of finance. The power of the CBN over the financial system was enhanced by this decree. This decree, also fixed the minimum capital requirement of both commercial and merchant banks at a uniform level of N 500m.(five hundred million naira) instead of the former N50m (Fifty million Naira) and N 40m (forty million naira) for commercial and merchant banks respectively. In addition, the Nigerian deposit insurance corporation (NDIC) decree no 22 of 1988 was amended to give more power to the corporation to deal with insured banks and act independently of CBN on matters affecting banks. 2.3 The Nigeria banking system Many countries of the world have for a long time now recognized the importance of banking services in the promotion of economic growth. In fact, to have a firm control of the economy, the entire financial system must be under control. In this order, a body, an entity or an agency must be in charge. In Nigeria, the central bank of Nigeria-CBN is the main organization that supervises the operation of the financial system; the CBN act of 1958 commenced its operations on 1st July, 1959 with the sole aim of making the monetary policies of the country. The CBN is the apex bank, the lender of last resort, banker’s bank, and it is responsible for the regulation of the entire banking operations. All these functions and more are being performed with directives from the presidency through the federal ministry of finance and in collaboration with Nigerian deposit insurance corporation (NDIC). One of the principle objectives of the CBN is to promote monetary stability and soundness of the financial system. To actualize this, CBN conducts regular supervision and examination of banks as a means of maintaining surveillance on banking operation to ensure compliance to decree spelt out by the industry authorities (CBN 2007). On the hierarchy of monetary management, the apex bank (CBN) comes first, then followed by other banks. These banks include commercial banks, merchant banks, development banks, people’s bank and community banks, amongst others. The peoples banks, has continue to increase in number from the date of establishment and as at 1996, the number of branches has come up to 175. The micro-finance bank is a self-sustaining or a group of communities. All the community banks are under the regulatory supervisory control of started in December 1990. As at 1996, the central bank of Nigeria (CBN) had given provisional license to 1366 community banks. The above is an x-ray of the banking industry in the country. An overview of commercial banking in the country is therefore relevant for a thorough understanding of the research. 2.4 An overview of commercial Banking In Nigeria A commercial bank could be defined according to section 41, subsection (1) Of the Nigerian banking decree of 1964, and paragraph (a) as â€Å"any person who transacts banking business in Nigeria and whose business includes the acceptance of deposits, withdraws able by cheque† The possession of a valid license duly granted by the commission of companies, duly incorporated in Nigeria is also a prerequisite for the transaction of banking business. Commercial banks are dual intermediaries in the domestic and international spheres. At the domestic level, the banks mobilize fund from the surplus sector or unity of the economy and at the international level, they provide the channel through which foreign exchange is transferred to or received from other countries of the world in the settlement of international transactions. Commercial banks are different from other banks because of the nature of services they render to their customers, which commercial banks started operation in 1982 and performed some functions. These Functions include acceptance of deposits, granting of loans and advances, the operation of payment and settlement mechanism. Merchant bank on their own are wholesale banks that take deposit and carter for need of corporate and institutional customers. Their main role is to provide a medium for long term financing by engaging in a activities such as equipment, leasing, loaning, syndication, debt factoring project financing. The first merchant bank in Nigeria is the Nigeria acceptance limited (NAL). This bank started operates in 1960. However, by December, 1996, there were about 51 merchant banks, with about 147 branches nationwide, while their total asset amounted to 111,206.9million compared with 91,803 million in 1995 (CBN OPP.5). On the other hand, the development bank in the country including the Nigeria Industrial Development Bank (NDIB) was established in 1964 to provide credit and other facilities to industries, especially to medium and large scale enterprises. The Nigeria bank for commerce and industry (NBCI) come into existence as a result of the promulgation of decree 22 of 1973, with the aim of developing indigenous enterprises particularly, the small and medium scale once. The Nigeria agriculture and commercial bank was established in 1973 mainly to financed agricultural development project and allied industries, Decree No22 of 1990 establish the people’s bank. The bank was ear-marked by the federal government in 1988 budget with an initial allocation of N 30m, through with legal statute in 1990. The bank was established to meet the credit needs of small borrowers who cannot satisfy the stringent collateral requirement being demanded by other banks. Other banks cannot do. These are the acceptance of saving account, current account and fixed deposit account from individuals, retail and corporate customers and the payment and collection of cheques. The service which commercial banks and other banks perform includes discounting of bills, undertaking of executorships and trustee services, safe custody of securities and other valuables. Commercial banks in the country have continued to dominate banking sector accounting for 82.6% and 90.4% of the banking industries total asset and deposit liabilities, respectively in 1996. The introduction of the structural adjustment programme (SAP) in 1987 brought about the establishment of many banks in the country and made banking business a lucrative nature. As at 1996, there were about 64 commercial banks in Nigeria with 2,402 branches as against 30 banks with 2397 in 1986. (CBN OPCIT P, E).The reason for this rapid growth is due to the introduction of SAP which led to the gradual deregulation of the economy. The increased number of banks notwithstanding, a significant proportion of the liabilities and assets of all commercial banks in Nigeria are still in the hand of 3 big banks (first bank, union bank, zenith bank and).since the event of global meltdown, they are the only banks in Nigeria capable to declared dividend. The control of the banking sector is in their hands and the rate at which they feel the impact of the monetary policies, bank regulation and deregulation would range from those of the smaller banks and the new generation banks. 2.5Monetary Policies in Nigeria Monetary policies could be seen as one of the policy tools available to the managers of the economy. It involves the variation in credit conditions- cost availability, impact with a view to achieving the economic objectives such as price stability that is prevention of inflation or deflection (as the case may be), economic growth and development, balance of payments equilibrium, high level of employment and equitable distribution of income. In other words, monetary policy could be defined as the regulation of the supply of money and bank credit for the promotion of selected economic objectives. According to Hanson (2007) â€Å"The purpose of monetary policy is to influence the supply of money in order to expand or contract the volume of the purchasing power in the volume of the purchasing power in the country. He went further to say that an increase in the volume of purchasing power is expected to stimulate demand and investment, increase output and reduce unemployment. The policies used by each country are varied in accordance with some economic laws, aimed at steering the economy towards a desired direction. However, these and other government directives or pronouncement are among the banking and deregulation policies.

Challenges of Culture in Multinational Companies

Challenges of Culture in Multinational Companies As business becomes more global and the workforce ever diverse , the issue of culture becomes increasingly important for leaders and managers and their organisations.(Fons Trompenaars and peter [emailprotected] pg 3).In the present context of global business multinational companies are increasingly grappling with many challenges that arise mainly due to phenomenon of cultural complexity specially in situations where merger and acquisition, franchising ,takeovers and various other business reformation takes place. This phenomena specially call for establishment of sound system of human resource management which along with organisation culture is considered to be important requirement for modern management in such companies. The proposed study makes an attempt to investigate how the organisation culture of a multinational company gets transferred to a country other than its own with different national identity by the form of local human resource management. 2.1 Culture and nation: There are numerous definitions of culture that have been produced over the years. In search for an appropriate definition ,it would appear that there are many facets, with emphasis shifting according to the individual author.(Goffee and jones,1998).Moreover culture is impalpable, making definitions hard to relate .(Schein,1985;Goffee and jones,1998).However, reviewing a number of definitions does lead to the identification of common thread in thinking. Formal writing focused on the organisation culture concept began with Pettigrew(1979),He was the one who initiated the concept of culture which is primarily appertaine to anthrpology and bought it to the related concept such as symbolism, rituals, and myth can be put into use in the context of organisational analysis. It has been demonstrated by Dandridge(1980) how the study of myths as well as symbols help in exhibiting the profound structure that an organisation has. More researchers conducted recently including Denison and mishra(19 95),schein(1985),sieh and martin(1988,1990) and Wallach(1983) have given numerous definitions to the concept of culture. such a host of research difinitions can be assigned to varied research framework which different authors have adopted. According to Hofstede culture is viewed as software of the mind-collective programming of the mind which distinguishes the members of one group of people from another.(Hofstede book pg 5).Schein (1985) defines culture as the deeper level of basic assumptions and beliefs that are shared by members of an organisation ,that operates unconsciously, and that define a basic taken for granted fashion in an organisations view of itself and its environment. [chris Brewster,pg14]. According to Tayeb (2003,p.10) culture involves historically evolved values, attitudes and meanings that are learned and shared by the members of a community and which influence their material and non-material way of life. Trompenaars and hampden-turner (1997) also gave prominence to shared meanings within a society, arguing that culture comprised not only agreed ways of living but also the ways in which a cultural group attributes meaning to their world that is how they make sense of it.[ray French page 16].According to dennis r.Briscoe and randall s.schuler, culture is the characteristic way of behaving and believing that a group of people in a country or region(or firm) have evolved over time and share.[ dennis r.Briscoe and randall s.schuler,pg116] A more long standing definition by hall(1959) suggests that culture is the pattern of taken for granted assumptions about how a given collection of people should think ,act, and feel as they go about their daily affairs(Hall,1959).While there are many other definitions of culture ,most commonly ,it is colloquially described as the ways things are done around here(Schein,1985;deal and kennedy:1988;Goffee and jones:1988).Although different in content,the parallel between these definitions is that culture is a collective way of perceiving things and behaving due to the sharing of an social environment. (Malcolm higgs and sally morton).Since 1990s there has been an increasing recognition of the difference that people can make to an organisations effectiveness and performance.(Ullrich,1997;IPD 2000). Organisational culture has become a important topic ,as it is seen to be underpinning, intangible infrastructure which influences how people behave at work.(Schien,1985;Goffee and jones,1998).There may be more and more companies globalise ,they may be configuring structures and systems for greater integration.(Collins and porras1997;Trompenaars and woollians,1999).Achieving commitment to a global strategy through an effective organisational culture is attractive, particularly for those operating in a highly competitive marketplace.(Goffee and jones,1998).The complexities of culture make it difficult for managers to understand and manage.(Schein,1985:Goffee and jones,1998).This is further compounded by the often confusing cross-cultural interactions required of those working in a multi-cultural setting, and invariably leads to misunderstandings.(Hofstede,1991;Garrison,1998).But if the culture is an powerful as we are supposed to believe ,then the benefits may be enormous.(Garrison,199 8;Hall,1990;Sparrow,1994).Therefore sometimes it is vital that businesses understand what influences organisational culture to help determine how best it should be configured and nurtured to support the business.( Schein,1985;Hall,1990;Sparrow,1994). Hofstede (1991) had used four terms to describe the way cultural differences manifest themselves they are symbols, rituals, heroes and values. He illustrates this is the form of onion with symbols representing the most superficial layer and values being the deepest manifestations of culture. [Hilary harris.p16-17] http://home.mnet-online.de/wendland/publications/img/oniondiagram.png Hofstede 1991 Trompenaars (1995) model of culture is almost identical to scheins model of 1985.Both model refer to culture as being multi-layered using the terms like artefacts and products for the more visible outer layer, norms and values and basic assumptions at the centre. Hofstede(1991) identified three levels of uniqueness in human mental programming such as human nature, culture and personality. Hofstede asserts that culture is something that is learned ,not inherited and that it derives from ones social environment ,not from ones genes unlike human nature which is universal and inherited ,and personality which is specific to individuals and is a mix of both inherited and learned. Schien(1985) also takes the same view that culture is learned through a group experience. Culture is multi-dimensional and therefore manifests itself in many ways. Schneider and barsoux(1997) refer to industry ;profession; national ;religion; functional and company as the interacting cultural spheres of influences. For the purpose of this literature, the main emphasis is on company culture, also referred as corporate or organisational culture. However, as an international company is being considered the impact of national culture cannot be ignored, particularly in the dyna mic and global market -place of todays business environment.(Hofstede,1991;Barnham and oates,1991;joynt,1999). The various definition of culture are also influenced by an authors particular field of study within the social sciences(Hall,1976).As culture is about perceptions and behaviours in groups, the study of culture is mainly had its roots in sociology, psychology and anthropology. The influence of economics, politics and religion are also considered to be key influencing factors that Garrison(1998) describes as the culture bedrock. The commonality between differing perspectives on culture is that there are value systems involved within groups in all of these types of social sciences-members of such groups each live by a set of common values and beliefs and system of meaning. (Malcolm higgs and sally morton).The culture of a country has been recognised for long as a major characteristic appertained to environment underlying behavioural differences in a systematic was norm as wel l as beliefs related to culture serve as powerful forces determining the perceptions ,behaviours and depositions of people.(Markus and kitayama,1991).culture gets reflection in common tendencies regarding enduring preference for specific state of affair over others,enduring preferences for certain social processes over others, an rules for selective attention ,interpretation of environment cues, as well as responses.(steenkamp,2001) There are several focus on national culture. some of them may be merely for the society, others for many ,if not all the societies at the same time. The present study aims to focus on those cultural dimensions that are several societies .Earlier, research on cross-cultural aspects was occasionally considered to be not painstaking since healthy, theory based frameworks of national culture had no existence. Valid fundamental frameworks depicting aspects of variation in national culture are of crucial significant in evolving a nomological structure able to integrate various attitudinal as well as behavioural phenomena offering a strong national advancing hypotheses which expatiate on systematic variation between various cultures in attitudinal and behavioural times.(Smith,1996.steenkamp,2001) References for 2.1 TROMPENAARS,F .AND WOLLIAMS,P.2003.BUSINESS ACROSS CULTURES.ENGLAND:CAPSTONE PUBLISHING LTD. GOFFEE,R.AND JONES,G.1998.THE CHARACTER OF A CORPORATION.LONDON HARPER COLLINS. SCHEIN,E.1985.ORGANISATIONAL CULTURE AND LEADRERSHIP.BOSTON:JOSSEY-BASS BREWSTER,C.SPARROW,P.VERNON.G.2008.INTERNATIONAL HUMAN RESOURCE MANAGEMENT.2ND EDITION.LONDON:CHARTERED INSTITUTE OF PERSONNEL AND DEVELOPMENT SPARROW,P.BREWSTER,C.HARRIS,H.2004.GLOBALIZING HUMAN RESOURCE MANAGEMENT.LONDON:ROUTLEDGE. BRISCOE,D.SCHULER,R.1995.INTERNATIONAL HUMAN RESOURCE MANAGEMENT. 2ND EDITION.NEW YORK:PRENTICE HALL. HALL,E.1959.THE SILENT LANGUAGE.NEW YORK:ANCHOR PRESS. DEAL,T.AND KENNEDY,A.1998.CORPORATE CULTURES.THE RITES AND RITUALS OF CORPORATE LIFE.MIDDLESEX:PENGUIN BOOKS. ULLRICH,D.1997HR OF THE FUTURE:CONCLUSIONS AND OBSERVATIONS:HR MANAGEMENT,36(1),PP 175-179 IPD.2000HR AND THE BOTTOM LINE.LONDON:IPD COLLINS,J.AND PORRAS,J.1999.BUILT TO LAST.LONDON:RANDOM HOUSE TROMPENAARS,F.AND WOOLLIAMS,P.1999.TRANS-CULTURAL COMPETENCE.PEOPLE MANAGEMENT,VOL.5,NO.8,PP.30-37 HOFSTEDE,G.1991.CULTURES AND ORGANSATIONS:SOFTWARE OF THE MIND.LONDON:MCGRAW-HILL BOOK COMPANY. GARRISON,T.1998.INTERNATIONAL BUSINESS CULTURE.LONDON:ELM PUBLICATIONS. HALL,E.1990.UNDERSTANDING CULTURAL DIFFERENCES.NEW YORK:INTERCULTURAL PRESS. SPARROW,P.SCHULER,R AND JACKSON,S.1994.CONVERGENCE OR DIVERGENCE:HUMAN RESOURCES PRACTICES AND POLICIES FOR COMPETATIVE ADVANTAGE WORLDWIDE,THE INTERNATIONAL JOURNAL OF HUMAN RESOURCE MANAGEMENT5:2,MAY 1994 SCHNEIDER,S AND BARSOUX,J.1997.MANAGING ACROSS CULTURES.LONDON:PRENTICE HALL BARHAM,K.AND OATES,D.1991.THE INTERNATIONAL MANAGER.LONDON:ECONOMIST BOOKS. JOYNT.1999.THE GLOBAL HR MANAGER.LONDON:IPD HALL,E.1976.BEYOND CULTURE.NEW YORK:ANCHOR PRESS. STEENKAMP AND JAN-DBENEDICT.E,M.2001.THE ROLE OF NATIONAL CULTURE IN INTERNATIONAL MARKETING RESEARCH.INTERNATIONAL MARKETING REVIEW,VOLUME 18,NUMBER1,PP30-44 MARKUS,H.R AND KITAYAMA,S.1991. CULTURE AND THE SELF:IMPLICATIONA FOR COGNITION,EMOTION AND MOTIVATION,PSYCHOLOGICAL REVIEW,98,2,PP224-53. DENSION,D AND MISHRA,A.1995. TOWARD A THEORY OF ORGANISATIONAL CULTURE AND EFFECTIVENESS,ORGANSIATION SCIENCE.6.2,PP204-23. PETTIGREW,A.M.1979. ON STUDYING ORGANISATIONAL CULTURES.ADMINISTRATIVE SCIENCE.QUARTERLY,24.PP570-81 SIEHL,C AND MARTIN,J.1988. MEASURING ORGANSIATION CULTURE:MIXING QUALITATIVE AND QUANTITATIVE METHODS,IN JONES, M.O,MOORE,M.D,SYNDER,R.C(EDS),INSIDE ORGANSIATIONS:UNDERSTANDING THE HUMAN DIMENSIONS.NEWBURY PARK,CA:SAGE PUBLICATIONS.pp79-103 SIEHL,C AND MARTIN,J.1990. ORGANISATIONAL CULTURE:A KEY TO FINANCIAL PERFORMANCE,IN SCHNEIDER,B (EDS),ORGANSIATIONAL CLIMATE AND CULTURE,JOSSEY,SAN FRANCISCO, CA, pp 241-81. WALLACH,E.1983. INDIVIDUALS AND ORGANSIATIONS:THE CULTURAL MATCH.TRAINING AND DEVELOPMENT JOURNAL,pp29-36 DANDRIDGE,T.MITROFF,I AND JOYCE,W.1980. ORGANSIATIONAL SYMBOLISM:A TOPIC TO EXPAND ORGANSIATIONAL ANALYSIS.ACADEMY OF MANAGEMENT.REVIEW 5.pp 248-56 (Malcolm higgs and sally morton). .(Smith,1996. [Hilary harris.p16-17] Trompenaars (1995) .(Collins and porras1997; ;Goffee and jones:1988) Tayeb (2003,p.10) Trompenaars and hampden-turner (1997) .[ray French page 16]. .(Hofstede book pg 5)